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Reprieve for Claimants of Failed Insurance Companies

By MWINGI TIMES CORRESPONDENT 

All is not lost for insurance policyholders and claimants when insurers fail, liquidated or put under statutory management as the government cushions the affected.
PCF’s Hellen Mokaya speaking during a boda boda riders public awareness session on the mandate of Policyholders Compensation Fund at Kitui Multi-Purpose Training Centre on Tuesday.|MWINGI TIMES

Through the Policyholders Compensation Fund (PCF), Government of Kenya steps in to bridge the gap by offering compensation.
“Currently, the maximum compensation amount available through the Fund is Sh. 500,000 per claim, as stipulated in Gazette Notice No. 971 dated January 23, 2026,” a press statement from the PCF said.

The Fund revealed that a total of KSh. 358.04 million had to date been disbursed as compensation to policyholders and claimants of insurers placed under statutory management or liquidation. According to the statement, 559 policyholders and claimants of Xplico Insurance Company Limited received the largest share of the payouts, amounting to KSh 125.1 million.

Additionally, the release added, 758 Kenyans benefited from KSh 92.12 million in compensation following the collapse of Resolution Insurance Company Limited.
PCF noted that the compensation is intended to provide financial relief to policyholders and claimants affected by the cancellation of licenses or the collapse of insurance companies.

The statement, issued by PCF Deputy Director for Corporate Communication, Rosemary Kavili, was shared with the media early in the week during the ongoing sensitization sessions on the Fund’s mandate.

Forums are taking place at the Kitui Multi-Purpose Training Centre as part of the PCF outreach initiative dubbed “PCF Mtaani.”

The release said PCF team plan to be in Kitui for five days conducting public awareness sessions.The forums target the media, boda boda riders, matatu operators, insurance agents, youth and women groups, cooperative societies, the business community, religious groups and public administrators. “The Policyholders’ Compensation Fund (PCF) has launched a robust public awareness campaign in Kitui County under the banner ‘PCF Mtaani,’ aimed at demystifying its role and promoting public trust in the insurance industry,” the statement said.

Kavili explained that the campaign is part of a nationwide initiative designed to inform, educate, and engage the public on how the Fund operates, with particular emphasis on its compensation mechanisms for policyholders affected by collapsed or troubled insurance firms. “Many affected individuals may still be unaware of their right to claim or how to go about it, and ‘PCF Mtaani’ seeks to bridge that gap,” the statement added.

She noted that the Kitui engagements are intended to educate the public on PCF’s role as a safety net for policyholders in the event of insurer failure.The sessions will also serve as platforms to encourage affected claimants to come forward and lodge their claims, while strengthening consumer confidence in the insurance industry.

Malombe did not waste taxpayers' funds, Kanani responds to media

By MWINGI TIMES CORRESPONDENT 

Kitui County Deputy Governor Augustine Kanani has fumed and expressed disgust at a national media house in Kenya for harbouring a sinister agenda to besmirch the reputation of Governor Julius Malombe. Kanani rued that a recent story headlined some Kenyan governors living large showed Dr Malombe as among governors spending billions for luxury, was intended to cast aspersion on the budgeting and financial management in the county.
Kitui County Deputy Governor Augustine Kanani.|MWINGI TIMES 

Kanani  added that the media report that showed that Malombe’s office was allocated KSh. 2.4 billion largely for luxury was sensational and misleading. "It appeared to have a deliberately designed to besmirch the reputation and character of the governors featured in the story including our own governor,” lamented Kanani.

Kanani observed that the report wrongly painted a picture that governor Malombe was spending KSh. 2.4 billion in his office without going to the nitty gritties of what the entire budget entailed.

The Kitui Deputy County Governor said contrary to what he termed as wrong impression created in the article, nearly a billion shillings of the budget amount went to Clidp development projects in the villages while other monies went to staff salaries and medical insurance cover.

Kanani added that a balance of about KSh. 400 million does not go unaccounted but to staff allowances, office construction projects and insurance cover for motor vehicle, county property and assets.

The deputy governor spoke during a public participation forum for the Kitui County Government budget estimates for the financial year 2026/27 amounting to Sh. 14,025,020,148. Kanani said by holding the session, the County Government of Kitui adhered to the Constitution 2010 that emphasizes on openness and accountability including public participation in financial matters. “The County Government of Kitui recognizes that effective governance is built on inclusivity. Much the reason why we have convened this forum to gather your views and proposals and concerns regarding the draft budget,” he noted.

The Kitui Deputy Governor said the 2026/27 budget draft had been prioritized across various sectors with the aim of achieving equitable development, as well as enhancing service delivery to residents. He added the budget proposal had a timeline to be presented to the County Assembly of Kitui by April 30th, 2026.

Kanani said that in order to beat the deadline, the process had to be fast tracked and the estimations presented to the County Budget and Economic Forum for scrutiny before being deliberated on by the Kitui County Executive Committee.

Morning Rains and Night Showers Expected this week in Kitui County

By JOHN MUSEMBI 

Morning rains and night showers may intermittently occur over several places in Kitui County this week according to a weather forecast report. The Kenya Meteorological Department further notes, "sunny intervals are expected during the day, with partly cloudy conditions at night".
Weather forecast for Kitui county for the third week of April 2026. |KMD

Strong winds have been forecast to persist across the county. They will be blowing from easterly side to the south-eastern direction at a speed of 25knots or 12.86m/s.

There will be moderate temperatures variations for both maximum and minimum ranges. The maximum temperature is expected to oscillate between 23°C and 31°C while the minimum temperature will range from 16°C to 21°C.

Help NPR Officers In Mwingi North, Sen Syengo Says

By MWINGI TIMES CORRESPONDENT 

The National Police Reservists, NPR are undergoing immense hardships despite bearing a huge responsibility of preserving peace in the volatile Tana River and Kitui County border. As such, Nominated Senator Beth Syengo has called upon the government to restore the dignity of our soldiers. Hon Syengo said their plight is so dire that they received relief food meant for residents of Ngomeni ward displaced in a herder dispute pitting locals and nonlocals. 
A section of about 50 families camp at Mandongoi Health Centre in Ngomeni Ward in Mwingi North after they were displaced by camel herders in December 2022.|MWINGI TIMES

The ODM Senator said NPR officers lack food and medical care while on deployment. 
"NPR officers are dedicated.  They have challenges of lack of food and medical insurance.  They should also get this aid from the president president. They lack water supplies and other work related allowances", said the Senator.

Syengo called upon the government to address the neglect bedevilling the NPR in order for them to continue restoring peace in a vast dryland characterised by cross county killings,  disappearances and livestock thefts. 

Speaking separately at Masyungwa location in the neighbouring Tseikuru ward,  former Mwingi North MP John Munuve slammed the incumbent Paul Nzengu for inaction over the bandit menace. He said despite being in an influential office, MP Nzengu has done little to highlight the problems facing his people "I listen to parliamentary deliberations and our current MMP does not speak about camel herders issues. Listen to the radio and tell me if he does", said Munuve.

The Heartbreak and Hope of Assisted Reproduction

By AMOS MUOKI 

When a Kenyan couple turns to In Vitro Fertilisation, IVF or surrogacy to finally hold a child of their own, they rarely realise that the law has not quite caught up with the science. While private fertility clinics in Nairobi have made assisted reproductive technology (ART) increasingly accessible, the legal framework remains silent on critical questions: who is the legal mother when another woman carries the baby? What happens to frozen embryos if the couple separates? And can a child born through donor sperm be left without a recognised father? As more Kenyan families are built through these methods, the absence of clear rules threatens to turn the joy of parenthood into a courtroom battle over parentage, consent, and the very definition of a parent.

Kenya needs to legislate about assisted reproduction for families./ILLUSTRATION

When the Body Won’t Cooperate

Infertility is not merely a medical diagnosis. It is a thief. It steals the quiet joy of imagining a child’s face, the easy laughter at family weddings and the pride of watching a graduation procession. As Okoth’s lecture notes put it, infertile couples are constantly reminded of their perceived failures — at school events, during the birth of a niece or nephew, even at the simple sight of a neighbour pushing a pram.

But here is the strange truth: for someone who never wanted children, infertility can feel like a blessing — no more awkward conversations about contraception, no sleepless nights worrying about parenthood. The lecture acknowledged this too, refusing to paint everyone with the same brush.

How Science Steps In

The techniques sound like something from a futuristic novel. In Vitro Fertilisation, IVF begins with a woman undergoing hormonal treatment to produce multiple eggs. Those eggs are retrieved, fertilised with sperm in a laboratory dish, and the tiny embryo is either returned to her womb or frozen for another day. Then there is cryopreservation, where sperm, eggs, or embryos are stored in liquid nitrogen, waiting. 

There is egg donation, where a woman with no healthy eggs of her own receives a gift from another. And there is GIFT gamete intra-fallopian transfer where eggs and sperm are mixed and placed directly into the fallopian tube, allowing nature to take over from there.Each of these procedures has brought a baby into eager arms. But each also carries a shadow.

The Uncomfortable Questions

What happens to the embryos that are never implanted? For those who believe life begins at conception, discarding an embryo is no different from ending a life. And what of the child created with a donor’s sperm? The lecture raised a delicate point: the separation of biological fatherhood from social fatherhood. A child may grow up knowing that the man who reads bedtime stories is not the man whose DNA they carry.

Then there is the charge of “unnaturalness”. Some critics argue that ART turns children into commodities to be ordered, frozen, and chosen like items from a catalogue. Why, they ask, do we not first embrace adoption, offering a home to the thousands of Kenyan children already alive and waiting?

The Law’s Slow Walk

In Kenya, ART is currently treated as a medical procedure, governed mainly by the Health Act’s rules on consent. Before treatment, a patient must be told the benefits, the risks, the costs, and the alternatives. That is all.

But what happens when a couple disagrees? Consider the famous British case of Evans v Amicus Healthcare. A woman named Natalie Evans had frozen embryos with her partner. When they separated, he withdrew his consent. She wanted to use the embryos to have a child; he refused. The court sided with him. Her chance at motherhood — using those specific embryos was gone.

Kenya has no such clear ruling yet. And without clarity, the lecturer warned, families built through science can find themselves in heartbreaking legal limbo.

Who Is Mom and Dad?

Under the Children Act, parental responsibility means providing food, shelter, medical care, education, and dignity. But when a child is born through egg donation, sperm donation, or surrogacy, who holds that responsibility? The UK’s Human Fertilisation and Embryology Act carefully defines motherhood and paternity in such cases. Kenya may need to follow suit.

Two local cases have already tested the waters. In JLN & 2 Others v Director of Children Services, the High Court grappled with the rights of commissioning parents versus the welfare of a child born through surrogacy. And in the poignant Matter of Baby TDL, an adoption case in Milimani, the court helped clear a path for legal parentage after surrogacy. But these are individual decisions, not a comprehensive law.

Surrogacy: The Woman in the Middle

Perhaps the most emotionally charged terrain is surrogacy. Here, one woman, the gestational mother carries a child for another, with the understanding that she will hand the baby over, often within a day of birth. In partial surrogacy, her own egg is used. In full surrogacy, the embryo comes from the commissioning parents or donors.

Should money change hands? The UK’s Surrogacy Arrangements Act says no to commercialisation, though reasonable expenses are allowed. Kenya has not yet taken a firm stand. What is clear is that parentage in surrogacy is often resolved through adoption — a process that can be long, expensive, and emotionally draining for parents who have already waited years.

Guarding the Gates

There should be warning against darker possibilities. Preimplantation genetic screening could be used to select for traits beyond medical necessity. Sex selection remains a real danger in a society where sons are still prized over daughters. And then there is human cloning the asexual creation of a human organism genetically virtually identical to an existing or past person. By inserting a donor’s DNA into an egg whose own nucleus has been removed, a scientist could, in theory, produce a copy. Most countries have banned it outright. The lecturer urged Kenya to remain vigilant.

The miracle of assisted reproduction has given thousands of Kenyan families what nature denied them: a child to love, to raise, to call their own. But a miracle without a legal framework is a fragile gift. Until Parliament addresses the glaring gaps in our law; who is a mother, who is a father, what happens to frozen embryos, and how surrogacy is regulated, every child born through ART carries an invisible burden. Their parents may have signed consent forms at a fertility clinic, but in the eyes of the law, they could be strangers. 

The silence of our statutes is not neutral; it is a risk. It leaves families vulnerable to disputes, children exposed to uncertain parentage, and doctors practising without clear rules. Kenya has an opportunity to lead the region by enacting comprehensive ART legislation laws that respect the dignity of the child, the autonomy of the parents, and the ethical limits of science. The science has already arrived. It is time for the law to catch up, so that every child, no matter how conceived, grows up with the one thing every human being deserves: a legally recognized family.

The writer is legal commentator on constitutional and human rights issues, the article is intended for public education and does not constitute legal advice. 

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